Tag: emergency fund
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Dave Ramsey’s $1,000 Emergency Fund Advice Doesn’t Work for Women
In my first blog post, I shared how I fell back into credit card debt multiple times — even after paying it off. The culprit? An emergency fund that wasn’t actually big enough to cover emergencies. When I started researching debt payoff in 2015, Dave Ramsey’s advice was everywhere: save $1,000 as a starter emergency…
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How I Paid Off $100K+ of Debt Without A Six Figure Salary (It Wasn’t Budgeting)
At 22, I had over $100,000 in student loan and credit card debt and I graduated into the 2008 financial crisis. Like many millennials, I exited college with a degree that would likely never have paid me enough to cover what I owed in a reasonable timeline. And then the global financial crisis hit. Jobs…