Tag: gender pay gap
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Are You Living Beyond Your Means? 10 Signs for Women
In the Federal Reserve’s 2025 survey, 37% of adults said they couldn’t cover an unexpected $400 expense completely with cash or its equivalent. Most of us were never taught how to budget, what things actually cost, or how to plan ahead, so it’s no wonder living beyond your means happens so easily. This guide is…
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Income Problem or Spending Problem? Do the Math With Real Numbers
Paycheck to paycheck. This is something thrown around quite a bit. But how do you know if you are actually living paycheck to paycheck? When I first graduated, right into the 2008 financial crisis, it took months to find any job at all. When I finally found work in the service industry, I was happy…
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Dave Ramsey’s $1,000 Emergency Fund Advice Doesn’t Work for Women
In my first blog post, I shared how I fell back into credit card debt multiple times — even after paying it off. The culprit? An emergency fund that wasn’t actually big enough to cover emergencies. When I started researching debt payoff in 2015, Dave Ramsey’s advice was everywhere: save $1,000 as a starter emergency…