Tag: emergency fund
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Are You Living Beyond Your Means? 10 Signs for Women
In the Federal Reserve’s 2025 survey, 37% of adults said they couldn’t cover an unexpected $400 expense completely with cash or its equivalent. Most of us were never taught how to budget, what things actually cost, or how to plan ahead, so it’s no wonder living beyond your means happens so easily. This guide is…
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Dave Ramsey’s $1,000 Emergency Fund Advice Doesn’t Work for Women
In my first blog post, I shared how I fell back into credit card debt multiple times — even after paying it off. The culprit? An emergency fund that wasn’t actually big enough to cover emergencies. When I started researching debt payoff in 2015, Dave Ramsey’s advice was everywhere: save $1,000 as a starter emergency…
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How I Paid Off $100K+ of Debt Without A Six Figure Salary (It Wasn’t Budgeting)
At 22, I had over $100,000 in student loan and credit card debt and I graduated into the 2008 financial crisis. Like many millennials, I exited college with a degree that would likely never have paid me enough to cover what I owed in a reasonable timeline. And then the global financial crisis hit. Jobs…